TERMS AND CONDITIONS

Welcome to MY BIZMATE. By accessing or using our application, website, and services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use our services.

1. DEFINITIONS

• App: MY BIZMATE and related services
• User: Any person using the application
• Company: MY BIZMATE / Cradock Cash & Carry
• Services: Accounting, POS, reporting, and business management tools

2. ACCEPTANCE OF TERMS

• You are legally allowed to use the service
• Your information is accurate
• You agree to follow all terms

3. USER ACCOUNTS

Users are responsible for maintaining account security and all activities under their account.

4. USE OF SERVICES

• Do not use for illegal activities
• Do not upload harmful content
• Do not attempt system hacking

5. BUSINESS DATA

Users are responsible for accuracy of all business records including sales, expenses, and reports.

6. SUBSCRIPTION & PAYMENTS

• Some services may require payment
• Payments may be non-refundable
• Prices may change anytime

7. INTELLECTUAL PROPERTY

All app content including design, logo, features, and software belongs to MY BIZMATE and is legally protected.

8. SERVICE AVAILABILITY

We do not guarantee uninterrupted or error-free service. Maintenance may affect availability.

9. LIMITATION OF LIABILITY

MY BIZMATE shall not be responsible for any financial loss, data loss, or business interruption.

10. ACCOUNT SUSPENSION

We may suspend or restrict accounts that violate rules or misuse the platform.

11. THIRD-PARTY SERVICES

We may integrate third-party services but are not responsible for their policies or performance.

12. CHANGES TO TERMS

We may update these Terms at any time. Continued use means acceptance of updated terms.

13. GOVERNING LAW

These Terms are governed by applicable local and international laws.

14. CONTACT INFORMATION

Email: support@mybizmate.com
Website: mybizmate.com